Chase Freedom Flex Categories Calendar 2024
As a credit card user, I always look forward to the annual release of the Chase Freedom Flex Categories Calendar. This calendar informs me of the various categories that will earn 5% cash back rewards throughout the year. In this article, I will share my personal experience and provide a detailed explanation of the 2024 calendar.
What is Chase Freedom Flex Categories Calendar?
The Chase Freedom Flex Categories Calendar is a schedule that outlines the different categories that are eligible for 5% cash back rewards when using the Chase Freedom Flex credit card. The categories change every quarter and can range from grocery stores to gas stations to restaurants.
My Personal Experience
When I first started using the Chase Freedom Flex credit card, I didn’t pay much attention to the categories calendar. However, as I started to use the card more frequently, I realized how much money I could save by using it for purchases within the 5% cash back categories. I made sure to mark my calendar and plan my purchases accordingly.
For example, during the first quarter of 2023, the categories were gas stations and home improvement stores. I took advantage of this by using my card to fill up my car’s gas tank and purchasing supplies for a home renovation project. By doing so, I earned cash back rewards on purchases I would have made regardless.
Chase Freedom Flex Categories Calendar 2024
The 2024 calendar for Chase Freedom Flex Categories has been released, and it includes a variety of categories that will allow cardholders to earn 5% cash back rewards throughout the year. Here is a breakdown of the calendar:
- First Quarter (January – March): Grocery Stores and Fitness Clubs
- Second Quarter (April – June): Gas Stations and Streaming Services
- Third Quarter (July – September): Restaurants and Wholesale Clubs
- Fourth Quarter (October – December): Department Stores, Select Streaming Services, and Paypal
Events and Festivals in Chase Freedom Flex Categories Calendar 2024
The Chase Freedom Flex Categories Calendar doesn’t just provide opportunities for cash back rewards; it also aligns with various events and festivals throughout the year. Here are some of the events and festivals that fall within the 2024 categories:
- First Quarter (January – March): Lunar New Year (February 1) and National Nutrition Month (March)
- Second Quarter (April – June): Earth Day (April 22) and National Streaming Day (May 20)
- Third Quarter (July – September): National Ice Cream Day (July 21) and Labor Day (September 2)
- Fourth Quarter (October – December): Halloween (October 31) and Cyber Monday (December 2)
By aligning with these events and festivals, the Chase Freedom Flex Categories Calendar provides even more opportunities for cardholders to save money.
Question and Answer
Q: Can I change my Chase Freedom Flex categories?
A: Unfortunately, no. The categories are predetermined and cannot be changed by the cardholder. However, the categories change every quarter, so there will always be new opportunities for cash back rewards.
Q: Is there a limit to how much cash back rewards I can earn?
A: Yes, there is a limit. The 5% cash back rewards are capped at $1,500 in combined purchases per quarter. Once that limit is reached, purchases made within the category will earn 1% cash back rewards.
FAQs
Q: What is the Chase Freedom Flex credit card?
A: The Chase Freedom Flex credit card is a cash back rewards credit card that offers various benefits and perks, including no annual fee, 5% cash back rewards on rotating categories, and 1% cash back rewards on all other purchases.
Q: How do I apply for the Chase Freedom Flex credit card?
A: You can apply for the Chase Freedom Flex credit card online or in person at a Chase bank branch.
Q: Are there any other benefits to using the Chase Freedom Flex credit card?
A: Yes, there are additional benefits, including purchase protection, extended warranty, and travel insurance.
Overall, the Chase Freedom Flex Categories Calendar is a valuable tool for cardholders who want to save money on purchases within certain categories. With the 2024 calendar, there are plenty of opportunities to earn cash back rewards while aligning with various events and festivals throughout the year.
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